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Frequently Asked Questions


What Is a Payday Loan?

It is a type of widespread credit option known as money to payday. The service may also be called a cash advance loan, pay day advance and so on but in fact, these are the same things. These loans may be called differently but they all serve one purpose – helping customers to bridge short-term financial difficulties.

The customer is suggested to apply for a small sum of money from $100 to $1,000 or more depending on the living area and conditions which are suggested by lenders. According to the agreement, the loan is short-term and unsecured. After filling a loan request form, check for the amount borrowed including a fee is required. This check is retained until the next day of the client’s paycheck.

How Can I Get a Payday Loan Online?

There are a few criteria you need to meet to qualify for a loan:

  • Be a U.S. citizen.
  • Only people who reached 18 years old age may take advantage of payday borrowing.
  • You need to be employed (temporary or part-time employment may also be allowed).
  • Have a bank account.

These conditions are common for all lenders but each of them may require some other conditions to be observed.

You need to complete an online form where some personal information is requested. After you submit the form, the lender may ask you to give some additional information to complete the deal. Remember, chances to get payday loans to depend on the honesty you provide personal data with.

When I Have to Repay the Loan?

You receive the loan up to the next paycheck. If you don’t cover the borrowed amount at the agreed time additional fee would be charged. In that case, many lenders would suggest you extend the terms of the agreement.

Questions concerning the status of your personal loan should be forwarded to the lender directly. SeedsCash.com is just a web-based service aimed to help people who need the money and lending organizations meet.

How Do I Get the Funds?

If you get an approval, wait for the money to be transferred directly to your bank account as soon as the next business day.

How Much Can I Get?

The sum which you may borrow varies from $100 to $1000 or even more in some cases depending on legislation norms at your state and policy provided by the lending company.

Will I Be Able to Borrow the Necessary Amount for Sure?

SeedsCash doesn’t guaranty that you will find an appropriate lender. Our staff is doing its best to provide your inquiries with the most applicable deal. But special methods of customer qualifications are used and this is the reason for the possible rejection of your request.

How Does the Fixed Income Influence the Chance to Get a Payday Loan?

Ability to prove the source of your stable monthly or weekly income is a guarantee of receiving the necessary sum. You just need to register Social Security (or any other provider) as an employer with the application. The term which you are served at Social Security may be marked as the term of your employment.